Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$438,224	$438,224	$468,000
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$29,776	$0
Funding fee	$0	$0	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.900%	7.034%	7.640%
1st payment	$2,840.99	$2,840.99	$3,240.34
2nd payment	$0.00	$223.32	$0.00
Taxes / mo	$172.67	$172.67	$172.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$209.26	$209.26	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,389.58	$3,612.90	$3,673.27
Cash to close	$81,776	$52,000	$52,000