Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,891$233,891$387,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$153,109$0
Funding fee$1,169$1,169$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.093%7.640%
1st payment$1,495.06$1,495.06$2,679.51
2nd payment$0.00$1,020.73$0.00
Taxes / mo$186.67$186.67$186.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$30.00$30.00$30.00
Total monthly$1,861.73$2,882.45$3,123.58
Cash to close$196,109$43,000$43,000