Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$163,909$163,909$180,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$26,091$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.779%7.640%
1st payment$776.60$776.60$1,246.28
2nd payment$0.00$258.19$0.00
Taxes / mo$207.08$207.08$207.08
Insurance / mo$150.00$150.00$150.00
MI / mo$133.88$133.88$36.00
HOA / mo$100.00$100.00$100.00
Total monthly$1,367.56$1,625.75$1,739.37
Cash to close$36,091$10,000$20,000