Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$204,094$204,094$373,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$169,406$0
Funding fee$0$0$0
Note rate2.770%2.770%7.400%
Blended rate3.620%5.607%7.640%
1st payment$954.70$954.70$2,586.04
2nd payment$0.00$1,129.37$0.00
Taxes / mo$303.42$303.42$303.42
Insurance / mo$150.00$150.00$150.00
MI / mo$165.22$165.22$74.70
HOA / mo$57.00$57.00$57.00
Total monthly$1,630.34$2,759.71$3,171.16
Cash to close$210,906$41,500$41,500