Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,731	$45,731	$166,500
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$120,769	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	6.973%	7.640%
1st payment	$302.32	$302.32	$1,152.81
2nd payment	$0.00	$805.13	$0.00
Taxes / mo	$93.17	$93.17	$93.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$48.23	$48.23	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$593.72	$1,398.84	$1,429.28
Cash to close	$139,269	$18,500	$18,500