Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,937$381,937$555,300
Remaining term (yrs)29.429.430.0
Secondary amount$0$173,363$0
Funding fee$1,910$1,910$0
Note rate6.060%6.060%7.400%
Blended rate6.060%6.666%7.640%
1st payment$2,318.53$2,318.53$3,844.79
2nd payment$0.00$1,155.75$0.00
Taxes / mo$198.58$198.58$198.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$111.06
HOA / mo$55.00$55.00$55.00
Total monthly$2,738.78$3,894.53$4,376.10
Cash to close$235,063$61,700$61,700