Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,547$332,547$449,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$116,553$0
Funding fee$1,663$1,663$0
Note rate3.750%3.750%7.400%
Blended rate3.750%4.853%7.640%
1st payment$1,800.04$1,800.04$3,109.48
2nd payment$0.00$777.02$0.00
Taxes / mo$389.75$389.75$389.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$97.00$97.00$97.00
Total monthly$2,453.45$3,230.47$3,852.71
Cash to close$166,453$49,900$49,900