Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,997	$212,997	$292,500
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$79,503	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.177%	7.640%
1st payment	$1,001.29	$1,001.29	$2,025.21
2nd payment	$0.00	$596.27	$0.00
Taxes / mo	$342.00	$342.00	$342.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,663.69	$2,259.96	$2,575.71
Cash to close	$112,003	$32,500	$32,500