Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$331,632	$331,632	$350,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$38,867	$0
Funding fee	$0	$0	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	6.150%	6.751%	7.640%
1st payment	$1,966.28	$1,966.28	$2,430.25
2nd payment	$0.00	$384.62	$0.00
Taxes / mo	$325.00	$325.00	$325.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$250.81	$250.81	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,692.09	$3,076.72	$2,975.45
Cash to close	$58,367	$19,500	$39,000