Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$25,933	$25,933	$449,999
Remaining term (yrs)	2.5	2.5	30.0
Secondary amount	$0	$424,066	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.670%	7.745%	7.640%
1st payment	$914.76	$914.76	$3,115.70
2nd payment	$0.00	$2,738.76	$0.00
Taxes / mo	$145.50	$145.50	$145.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$99.19	$99.19	$90.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,326.12	$4,064.88	$3,517.87
Cash to close	$474,066	$50,000	$50,000