Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$355,273	$355,273	$449,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$94,637	$0
Funding fee	$0	$0	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	4.020%	5.068%	7.640%
1st payment	$1,731.55	$1,731.55	$3,115.09
2nd payment	$0.00	$709.78	$0.00
Taxes / mo	$530.25	$530.25	$530.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$284.69	$284.69	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,713.15	$3,422.93	$3,901.98
Cash to close	$144,627	$49,990	$49,990