Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$349,807$349,807$494,955
Remaining term (yrs)24.024.030.0
Secondary amount$0$145,148$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.039%7.640%
1st payment$1,690.09$1,690.09$3,426.97
2nd payment$0.00$967.65$0.00
Taxes / mo$458.29$458.29$458.29
Insurance / mo$166.67$166.67$166.67
MI / mo$285.41$285.41$98.99
HOA / mo$0.00$0.00$0.00
Total monthly$2,600.46$3,568.11$4,150.92
Cash to close$200,143$54,995$54,995