Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$63,308	$63,308	$395,910
Remaining term (yrs)	16.9	16.9	30.0
Secondary amount	$0	$332,602	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	7.297%	7.640%
1st payment	$430.48	$430.48	$2,741.20
2nd payment	$0.00	$2,148.05	$0.00
Taxes / mo	$280.83	$280.83	$280.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$63.33	$63.33	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$924.65	$3,072.70	$3,251.22
Cash to close	$376,592	$43,990	$43,990