Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$121,090	$121,090	$328,410
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$207,320	$0
Funding fee	$605	$605	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.246%	7.640%
1st payment	$742.91	$742.91	$2,273.84
2nd payment	$0.00	$1,338.94	$0.00
Taxes / mo	$341.75	$341.75	$341.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,234.66	$2,573.60	$2,831.28
Cash to close	$243,810	$36,490	$36,490