Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,205	$118,205	$328,410
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$210,205	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.764%	7.640%
1st payment	$716.80	$716.80	$2,273.84
2nd payment	$0.00	$1,357.57	$0.00
Taxes / mo	$492.83	$492.83	$492.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.33	$104.33	$65.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,463.96	$2,821.54	$2,982.36
Cash to close	$246,695	$36,490	$36,490