Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,163$146,163$225,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$78,837$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%6.012%7.640%
1st payment$726.70$726.70$1,557.85
2nd payment$0.00$591.28$0.00
Taxes / mo$348.50$348.50$348.50
Insurance / mo$150.00$150.00$150.00
MI / mo$113.92$113.92$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,339.12$1,930.40$2,101.35
Cash to close$103,837$25,000$25,000