Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$210,585	$210,585	$238,500
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$27,915	$0
Funding fee	$1,053	$1,053	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.146%	7.640%
1st payment	$1,448.92	$1,448.92	$1,651.33
2nd payment	$0.00	$209.36	$0.00
Taxes / mo	$220.83	$220.83	$220.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,819.75	$2,029.12	$2,069.86
Cash to close	$54,415	$26,500	$26,500