Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,654$257,654$270,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$27,346$0
Funding fee$1,288$1,288$0
Note rate3.050%3.050%7.400%
Blended rate3.050%3.897%7.640%
1st payment$1,217.76$1,217.76$1,869.43
2nd payment$0.00$270.62$0.00
Taxes / mo$5.17$5.17$5.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$10.00$10.00$10.00
Total monthly$1,382.92$1,653.54$2,088.59
Cash to close$42,346$15,000$30,000