Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,694	$212,694	$359,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$147,216	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.488%	7.640%
1st payment	$1,018.64	$1,018.64	$2,491.94
2nd payment	$0.00	$981.44	$0.00
Taxes / mo	$678.25	$678.25	$678.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.35	$173.35	$71.98
HOA / mo	$13.75	$13.75	$13.75
Total monthly	$2,033.99	$3,015.43	$3,405.93
Cash to close	$187,206	$39,990	$39,990