Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$402,557$402,557$427,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,693$0
Funding fee$0$0$0
Note rate5.110%5.110%7.400%
Blended rate5.960%6.598%7.640%
1st payment$2,345.05$2,345.05$2,959.92
2nd payment$0.00$481.86$0.00
Taxes / mo$395.83$395.83$395.83
Insurance / mo$166.67$166.67$166.67
MI / mo$305.59$305.59$85.50
HOA / mo$125.00$125.00$125.00
Total monthly$3,338.13$3,820.00$3,732.92
Cash to close$72,443$23,750$47,500