Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$373,082	$373,082	$457,200
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$84,118	$0
Funding fee	$0	$0	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.970%	4.895%	7.640%
1st payment	$1,773.17	$1,773.17	$3,165.56
2nd payment	$0.00	$630.89	$0.00
Taxes / mo	$338.75	$338.75	$338.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$293.39	$293.39	$91.44
HOA / mo	$115.00	$115.00	$115.00
Total monthly	$2,686.98	$3,317.86	$3,877.42
Cash to close	$134,918	$50,800	$50,800