Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$93,663	$93,663	$324,000
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$230,337	$0
Funding fee	$468	$468	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	3.960%	6.654%	7.640%
1st payment	$576.78	$576.78	$2,243.31
2nd payment	$0.00	$1,487.59	$0.00
Taxes / mo	$101.17	$101.17	$101.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$827.94	$2,315.53	$2,559.28
Cash to close	$266,337	$36,000	$36,000