Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,570$6,570$222,300
Remaining term (yrs)26.526.530.0
Secondary amount$0$215,730$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.450%7.741%7.640%
1st payment$45.01$45.01$1,539.16
2nd payment$0.00$1,393.25$0.00
Taxes / mo$335.25$335.25$335.25
Insurance / mo$150.00$150.00$150.00
MI / mo$3.10$3.10$44.46
HOA / mo$100.00$100.00$100.00
Total monthly$633.36$2,026.61$2,168.87
Cash to close$240,430$24,700$24,700