Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$181,424$181,424$396,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$214,576$0
Funding fee$907$907$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.569%7.640%
1st payment$881.43$881.43$2,741.82
2nd payment$0.00$1,385.80$0.00
Taxes / mo$266.33$266.33$266.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$18.33$18.33$18.33
Total monthly$1,316.10$2,701.90$3,255.69
Cash to close$258,576$44,000$44,000