Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,073	$194,073	$337,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$143,427	$0
Funding fee	$970	$970	$0
Note rate	3.200%	3.200%	7.400%
Blended rate	3.200%	5.240%	7.640%
1st payment	$973.05	$973.05	$2,336.78
2nd payment	$0.00	$956.18	$0.00
Taxes / mo	$434.67	$434.67	$434.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,557.72	$2,513.90	$2,988.95
Cash to close	$180,927	$37,500	$37,500