Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,237$310,237$436,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$126,263$0
Funding fee$1,551$1,551$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.446%7.640%
1st payment$1,512.44$1,512.44$3,022.24
2nd payment$0.00$841.75$0.00
Taxes / mo$297.67$297.67$297.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,976.77$2,818.52$3,573.87
Cash to close$174,763$48,500$48,500