Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,831$148,831$175,500
Remaining term (yrs)27.427.430.0
Secondary amount$0$26,669$0
Funding fee$744$744$0
Note rate6.630%6.630%7.400%
Blended rate6.630%6.990%7.640%
1st payment$981.62$981.62$1,215.13
2nd payment$0.00$200.01$0.00
Taxes / mo$272.92$272.92$272.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,404.54$1,604.55$1,673.14
Cash to close$46,169$19,500$19,500