Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$348,066	$348,066	$355,500
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$27,184	$0
Funding fee	$1,740	$1,740	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	6.580%	6.964%	7.640%
1st payment	$2,240.91	$2,240.91	$2,461.41
2nd payment	$0.00	$269.01	$0.00
Taxes / mo	$140.42	$140.42	$140.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,531.32	$2,800.34	$2,822.93
Cash to close	$46,934	$19,750	$39,500