Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,058	$119,058	$193,410
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$74,352	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.805%	7.640%
1st payment	$576.59	$576.59	$1,339.13
2nd payment	$0.00	$557.64	$0.00
Taxes / mo	$226.33	$226.33	$226.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.37	$97.37	$38.68
HOA / mo	$273.00	$273.00	$273.00
Total monthly	$1,323.30	$1,880.93	$2,027.15
Cash to close	$95,842	$21,490	$21,490