Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$149,534	$149,534	$303,840
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$154,306	$0
Funding fee	$0	$0	$0
Note rate	7.020%	7.020%	7.400%
Blended rate	7.570%	7.788%	7.640%
1st payment	$1,020.18	$1,020.18	$2,103.73
2nd payment	$0.00	$1,028.70	$0.00
Taxes / mo	$402.67	$402.67	$402.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$70.14	$70.14	$60.77
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,642.99	$2,671.69	$2,717.16
Cash to close	$188,066	$33,760	$33,760