Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$345,447$345,447$396,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$50,553$0
Funding fee$0$0$0
Note rate5.810%5.810%7.400%
Blended rate6.660%6.959%7.640%
1st payment$2,151.61$2,151.61$2,741.82
2nd payment$0.00$379.15$0.00
Taxes / mo$152.42$152.42$152.42
Insurance / mo$150.00$150.00$150.00
MI / mo$259.46$259.46$79.20
HOA / mo$76.00$76.00$76.00
Total monthly$2,789.49$3,168.64$3,199.44
Cash to close$94,553$44,000$44,000