Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$289,438$289,438$351,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$61,562$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%4.770%7.640%
1st payment$1,378.64$1,378.64$2,430.25
2nd payment$0.00$461.72$0.00
Taxes / mo$324.00$324.00$324.00
Insurance / mo$150.00$150.00$150.00
MI / mo$231.03$231.03$70.20
HOA / mo$45.00$45.00$45.00
Total monthly$2,128.67$2,590.39$3,019.45
Cash to close$100,562$39,000$39,000