Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$330,755	$330,755	$404,100
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$73,345	$0
Funding fee	$0	$0	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.950%	6.504%	7.640%
1st payment	$1,924.82	$1,924.82	$2,797.91
2nd payment	$0.00	$550.09	$0.00
Taxes / mo	$644.00	$644.00	$644.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$251.11	$251.11	$80.82
HOA / mo	$7.25	$7.25	$7.25
Total monthly	$2,977.18	$3,527.27	$3,679.98
Cash to close	$118,245	$44,900	$44,900