Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$11,046	$11,046	$224,100
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$213,054	$0
Funding fee	$55	$55	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	7.521%	7.640%
1st payment	$74.87	$74.87	$1,551.62
2nd payment	$0.00	$1,375.97	$0.00
Taxes / mo	$549.92	$549.92	$549.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$774.79	$2,150.76	$2,296.36
Cash to close	$237,954	$24,900	$24,900