Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,245	$94,245	$184,500
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$90,255	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.400%
Blended rate	5.170%	7.044%	7.640%
1st payment	$560.12	$560.12	$1,277.44
2nd payment	$0.00	$676.91	$0.00
Taxes / mo	$200.50	$200.50	$200.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.98	$79.98	$36.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$990.60	$1,667.51	$1,664.84
Cash to close	$110,755	$20,500	$20,500