Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$355,575	$355,575	$364,500
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$29,175	$0
Funding fee	$1,778	$1,778	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	6.840%	7.222%	7.640%
1st payment	$2,356.53	$2,356.53	$2,523.72
2nd payment	$0.00	$288.71	$0.00
Taxes / mo	$117.58	$117.58	$117.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,624.11	$2,912.83	$2,864.21
Cash to close	$49,425	$20,250	$40,500