Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,579$129,579$292,499
Remaining term (yrs)25.225.230.0
Secondary amount$0$162,920$0
Funding fee$648$648$0
Note rate3.100%3.100%7.400%
Blended rate3.100%5.829%7.640%
1st payment$615.83$615.83$2,025.20
2nd payment$0.00$1,086.14$0.00
Taxes / mo$501.50$501.50$501.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,267.33$2,353.46$2,735.20
Cash to close$195,420$32,500$32,500