Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,320$321,320$521,989
Remaining term (yrs)24.824.830.0
Secondary amount$0$200,669$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.325%7.640%
1st payment$1,520.49$1,520.49$3,614.15
2nd payment$0.00$1,295.99$0.00
Taxes / mo$410.67$410.67$410.67
Insurance / mo$166.67$166.67$166.67
MI / mo$256.77$256.77$104.40
HOA / mo$110.00$110.00$110.00
Total monthly$2,464.59$3,760.58$4,405.88
Cash to close$258,668$57,999$57,999