Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,983$430,983$539,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$108,117$0
Funding fee$2,155$2,155$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.473%7.640%
1st payment$2,669.59$2,669.59$3,732.62
2nd payment$0.00$720.78$0.00
Taxes / mo$131.08$131.08$131.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,967.34$3,688.12$4,138.19
Cash to close$168,017$59,900$59,900