Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,239	$170,239	$197,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$26,861	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.148%	7.640%
1st payment	$857.64	$857.64	$1,364.68
2nd payment	$0.00	$201.46	$0.00
Taxes / mo	$139.33	$139.33	$139.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$39.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,279.12	$1,480.58	$1,693.43
Cash to close	$48,761	$21,900	$21,900