Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$321,826	$321,826	$337,500
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$34,424	$0
Funding fee	$1,609	$1,609	$0
Note rate	6.700%	6.700%	7.400%
Blended rate	6.700%	7.200%	7.640%
1st payment	$2,175.57	$2,175.57	$2,336.78
2nd payment	$0.00	$340.65	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$11.25	$11.25	$11.25
Total monthly	$2,649.32	$2,989.97	$2,878.03
Cash to close	$53,174	$18,750	$37,500