Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,352$208,352$284,399
Remaining term (yrs)24.024.030.0
Secondary amount$0$76,047$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.198%7.640%
1st payment$1,009.04$1,009.04$1,969.12
2nd payment$0.00$570.35$0.00
Taxes / mo$127.67$127.67$127.67
Insurance / mo$150.00$150.00$150.00
MI / mo$170.40$170.40$56.88
HOA / mo$100.00$100.00$100.00
Total monthly$1,557.10$2,127.45$2,403.67
Cash to close$107,647$31,600$31,600