Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,600$259,600$333,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$73,400$0
Funding fee$1,298$1,298$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.400%7.640%
1st payment$1,255.74$1,255.74$2,305.62
2nd payment$0.00$550.50$0.00
Taxes / mo$426.17$426.17$426.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$243.00$243.00$243.00
Total monthly$2,074.91$2,625.41$3,191.39
Cash to close$110,400$37,000$37,000