Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,104$127,104$503,100
Remaining term (yrs)13.713.730.0
Secondary amount$0$375,996$0
Funding fee$0$0$0
Note rate4.680%4.680%7.400%
Blended rate5.530%7.189%7.640%
1st payment$1,041.54$1,041.54$3,483.36
2nd payment$0.00$2,428.30$0.00
Taxes / mo$292.17$292.17$292.17
Insurance / mo$166.67$166.67$166.67
MI / mo$142.58$142.58$100.62
HOA / mo$15.00$15.00$15.00
Total monthly$1,657.96$4,086.26$4,057.82
Cash to close$431,896$55,900$55,900