Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$86,654	$86,654	$364,500
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$277,846	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	6.920%	7.640%
1st payment	$579.43	$579.43	$2,523.72
2nd payment	$0.00	$1,794.42	$0.00
Taxes / mo	$173.00	$173.00	$173.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$92.43	$92.43	$72.90
HOA / mo	$58.33	$58.33	$58.33
Total monthly	$1,053.19	$2,847.61	$2,977.95
Cash to close	$318,346	$40,500	$40,500