Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$224,106$224,106$508,500
Remaining term (yrs)19.719.730.0
Secondary amount$0$284,394$0
Funding fee$0$0$0
Note rate3.640%3.640%7.400%
Blended rate4.490%6.313%7.640%
1st payment$1,323.43$1,323.43$3,520.75
2nd payment$0.00$1,836.71$0.00
Taxes / mo$192.25$192.25$192.25
Insurance / mo$166.67$166.67$166.67
MI / mo$205.17$205.17$101.70
HOA / mo$45.00$45.00$45.00
Total monthly$1,932.52$3,769.23$4,026.37
Cash to close$340,894$56,500$56,500