Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$335,720	$328,410
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.500%	7.400%
Blended rate	7.050%	7.640%
1st payment	$2,172.16	$2,273.84
2nd payment	$0.00	$0.00
Taxes / mo	$282.08	$282.08
Insurance / mo	$150.00	$150.00
MI / mo	$157.51	$65.68
HOA / mo	$0.00	$0.00
Total monthly	$2,761.76	$2,771.61
Cash to close	$29,180	$36,490