Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$129,467	$129,467	$269,100
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$139,633	$0
Funding fee	$0	$0	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	4.100%	6.124%	7.640%
1st payment	$769.18	$769.18	$1,863.19
2nd payment	$0.00	$930.89	$0.00
Taxes / mo	$173.58	$173.58	$173.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$53.82
HOA / mo	$52.50	$52.50	$52.50
Total monthly	$1,270.45	$2,201.34	$2,293.10
Cash to close	$169,533	$29,900	$29,900