Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$657,258$657,258$742,399
Remaining term (yrs)24.624.630.0
Secondary amount$0$85,141$0
Funding fee$3,286$3,286$0
Note rate6.300%6.300%7.400%
Blended rate6.300%6.610%7.640%
1st payment$4,374.24$4,374.24$5,140.22
2nd payment$0.00$638.56$0.00
Taxes / mo$233.25$233.25$233.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.48
HOA / mo$0.00$0.00$0.00
Total monthly$4,824.16$5,462.71$5,738.62
Cash to close$167,630$82,489$82,489