Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,431	$273,431	$396,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$122,569	$0
Funding fee	$1,367	$1,367	$0
Note rate	2.600%	2.600%	7.400%
Blended rate	2.600%	4.271%	7.640%
1st payment	$1,261.54	$1,261.54	$2,741.82
2nd payment	$0.00	$817.13	$0.00
Taxes / mo	$216.00	$216.00	$216.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,627.54	$2,444.67	$3,187.02
Cash to close	$166,569	$44,000	$44,000